Budgeting and money management

 A zero-based budget is a budgeting method where your income minus your expenses equals zero. This means that every dollar of your income is allocated to a specific category, such as housing, transportation, food, and savings. This budgeting method is gaining popularity because of its effectiveness in helping people get a better handle on their finances. One of the main benefits of a zero-based budget is that it forces you to be intentional with your money. By allocating every dollar of your income to a specific category, you're less likely to waste money on unnecessary expenses. This can help you save more money and reach your financial goals faster. A zero-based budget also allows you to identify areas where you may be overspending. By tracking your spending and comparing it to your budget, you can see where you can cut back and redirect those funds to more important areas. Another benefit of a zero-based budget is that it helps you plan for irregular expenses. Unlike traditional...